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VIA CERTIFIED MAIL — RETURN RECEIPT REQUESTED

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Re: Demand for Payment of $____

Dear ____________:

This letter is a formal demand for payment of $____, which represents an unpaid debt you owe me. The relevant facts are as follows:

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Accordingly, I demand that you pay $____ in full within 14 days of the date of this letter. Payment should be made to me at the address above, or by another method agreed to in writing. If you dispute this debt, provide me with a written explanation and any supporting documentation within the same 14-day period.

If I do not receive full payment or a satisfactory written response within 14 days of the date of this letter, I will file a claim against you in small-claims court for the full amount owed, plus court costs, interest, and any other relief permitted by law. I would prefer to resolve this matter promptly and without court involvement, and I encourage you to treat this letter with the seriousness it requires.

This letter is written without waiver of any of my rights or remedies, all of which are expressly reserved. Nothing in this letter shall be construed as a waiver of any applicable interest, fees, or claims, and no delay in enforcement shall operate as a waiver.

Sincerely,

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